Shop Smarter Online With RBL Binge Credit Card

Bio

Shreyansh Singh, an IIT Kanpur alumnus, has eight years of experience in the finance industry. He has spent 5 years at American Express developing mid to long-term strategies for multiple markets including US, Europe and India. Shreyansh currently leads Growth and Strategy initiatives at Pice.

23 Feb 26
3 mins

Shreyansh Singh

08 Mins
23-02-26

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Table of Contents

RBL Binge Credit Card Features
Estimated Yearly RBL Binge Credit Card Benefits
RBL Bank Binge Credit Card Charges

Earn 4,000 welcome points on ₹2,000 spend.
Spend ₹1,00,000 yearly to waive the annual fee.
Enjoy a 1+1 movie offer worth ₹200 per month.
Earn 1 point on regular and 12 on online expenses.

The RBL Binge Credit Card combines four powerful benefits into one simple solution for everyday spending. It rewards your shopping, online purchases, and entertainment expenses while helping you save on groceries, fashion, electronics, and more.

You can earn 4,000 reward points after paying the annual fee and spending ₹2,000 within 30 days of card issuance, except on first-year free cards.

Let us now explore its features, rewards, and charges in detail.

RBL Binge Credit Card Features

The RBL Bank Binge Credit Card rewards your everyday spending in a simple and structured way. Earn 1 reward point for every ₹100 spent across categories. For online purchases, you receive 12 reward points per ₹100, subject to a maximum cap of 800 points per month.

The other benefits that make the card even more rewarding are:

Easy Cash Access: Withdraw up to your available RBL Binge Credit Card limit at Indian ATMs until billing date. A 2.5% fee applies, which is a minimum of ₹500.
Fuel Savings: Get a fuel surcharge waiver of up to ₹100 per month on eligible fuel transactions.
Movie Benefits: Enjoy a 1+1 BookMyShow offer up to ₹200 once every month on any day of the week.

Estimated Yearly RBL Binge Credit Card Benefits

The projected yearly benefit of the RBL Bank Binge Card is estimated at ₹8,299. This calculation assumes a reward point value of ₹0.25.

Benefits	Value (₹)
Welcome Benefit (4,000 RP)	₹1,000
Annual Fee Waiver	₹999
12 RP/₹100 on regular spends(₹1,20,000 annual spend = 1,200 points)	₹2,400
1 RP for every ₹100 spent(₹1,20,000 online spend = 1,200 points)	₹300
BookMyShow 1+1 movie offer	₹2400
Fuel surcharge waiver	₹1,200

Note: Actual redemption value may vary between ₹0.11 and ₹0.25. The value depends on the selected category on the RBL rewards platform.

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RBL Bank Binge Credit Card Charges

The card carries a joining and annual membership fee of ₹999 + GST. However, if you spend ₹1,00,000 within a year, the annual fee for the following year is waived.

Some other charges levied on this card that you must know are:

Charges	Parameters
Add-On Card Charges	₹200
Card Replacement Charges	NIL
Reward Redemption Fee	₹99 + GST
Finance Charges	Up to 3.99% p.m. or 47.88% p.a.
Late Payment Fine	12.5% of outstanding amount (₹5–₹1,300)

💡Avoid late payment charges with the Pice App, designed to simplify your credit card management. Receive monthly bill reminders, make secure payments, and track your transaction status effortlessly, all in one place.

Footnotes:

The lounge benefits on this card have been discontinued since July 2025.
The BookMyShow offer cannot be combined with other ongoing offers.

FAQs

What is the RBL Binge Credit Card customer care number?

The RBL Bank customer support number is +91 22 6232 7777. Alternatively, submit your request or complaint through the online query section on the official website.

What are the conditions for a fuel surcharge waiver?

The fuel surcharge benefit is valid only on transactions between ₹500 and ₹4,000. Transactions outside this range will not qualify for the waiver.

How long are the reward points valid?

Reward points remain valid for two years from the date they are credited to your account. Any change in validity will be communicated to the cardholder separately.